Monday, September 22, 2014

How to Finding a Real Estate Coach

Just as the best athletes in sports have coaches, the best real estate professionals also have coaches. Coaches help provide the insight, methods, and even the systems you need to accomplish your goals. With so many different styles of coaching available to the real estate professional, how do you select the one that will get you to your goals?

Before deciding on which coach will help you, I invite you to consider what a coach can't do for you. Consider the following:

A coach can't make phone calls for you
A coach can't do your marketing for you
A coach can't make sure you show up to work on time
A coach can't check to see if you are following up on every lead
Often when speaking to real estate professionals their vision of a real estate coach is one that they will pay and all of their problems will go away enabling them to have a flood of business easily. This expectation often leads to disappointment after just one or two coaching sessions and the agent keeps joining different programs hoping the results will change (but they never do).

What to Look For In A Real Estate Coach

Although there are many real estate coaches out there, each one, has a specialty. Some are great with cold calling scripts, others are masters at direct response marketing, and still others are a combination of traditional marketing and internet marketing. With all of the options, which one do you select to invest your hard earned dollars?
Before researching coaches, take time to evaluate your needs as this will allow you to compare your needs to what the coaching programs offer. Consider asking yourself the following questions:

Will I get to speak to "THE" coach or someone else?
When you want to hit the highest levels of success you want to speak to someone who has been there. If you want to hit 20 million in production and you are speaking to someone who has only ever done 5 million and they are giving you advice, how come they couldn't follow their own advice?
Do I want systems or just coaching?
Some coaching is purely on the phone with the coach telling you what to do. They might tell you to send out a new postcard, run a new ad, etc, but what do you put on the postcard or ad? If you don't want to spend time figuring it all out, which can be very expensive, you might want to get into a coaching program that provides you templates for advertising so you don't have to guess on what works.
How much coaching do I need?
Consider how much coaching and accountability you need as the more coaching you need, the more expensive it can be. When you are great holding yourself accountable, then maybe you just need 1 call a month. When you need more help then consider a program that gives you more interaction and access to the coach.
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Tips Buy Classic Car Insurance

Collector Car Insurance and Classic Car Insurance

If you are fortunate enough to own a classic car - or any collectible automobile - then you want to ensure that your luck does not run out because of having inadequate insurance coverage. Call it covering your butt - or covering your "asset" - but by all means, call one of the major providers such as American Collectors, Haggerty, or Parish Heacock insurance companies and let them put you in the driver's seat in terms of professional protection of your cherished automotive investment.

How to Kick the Tires on Classic Car Insurance

The whole idea of insurance is that it needs to do what you expect of it in an emergency, when the rubber really hits the road. And classic car insurance is as different from conventional auto insurance as, well, a classic car is from your run of the mill generic vehicle.

When you buy a classic car insurance policy, you are essentially purchasing protection for those times when - God forbid and knock on wood it doesn't happen - disaster strikes in the form of a fire, a collision, or an act of theft or vandalism. Just as we now have modern airbags to save us in the event of a crash, we also have collector's car insurance, to protect us with adequate moneybags when calamity throws a wrench in the works.

The time you invest in choosing the right classic car insurance coverage is well worth the value and peace of mind that a quality collector's insurance policy delivers for owners of classic motor cars.

The Nuts and Bolts of Classic Car Insurance Coverage

Collector car insurance is not the same as the insurance you buy for normal coverage of your daily transportation. Collector car insurance, or classic car insurance, is made especially for the needs of the car collector. And while ordinary insurance does offer some protection, no matter what you drive, it can leave you high and dry in the event of a loss that it not effectively covered by the terms of the insurance contract.

For example, you may have a garage-kept Cadillac Sedan DeVille with swooping fins your grandparents bought for $7,000 brand new back in the 1960s. But dealers have offered you three times that much, and you saw another one sell at an auto show for $35,000. If you don't have special collector car insurance or classic car insurance, and the car is totaled, you will be lucky to get $7,000 for it. With depreciation calculated in, the insurance statisticians may decide that it is worth only half that much, or less, and you could wind up with two or three grand in exchange for your dream machine.

Stipulations or requirements normally encountered while shopping for collector car insurance or classic car insurance:

A decent driving record.
At least 10 years driving experience
No teen drivers on the policy or drivers with poor driving records
Secure and out of the weather garage
Proof that you have another car for daily transportation
Collector vehicle insurance is sometimes limited by the age of your car, and if your car is too young it may not qualify for a particular policy.
Limited mileage. You probably don't want to drive your creampuff car all the time, and your insurance company doesn't want you to either. Mileage limits have increased recently, though, so if you can live with 250 miles a month you're probably okay.
Coverage with collector car insurance or classic car insurance: Three kinds of value are important to understand when buying your policy. 1) Actual cash value: This is what you usually get with ordinary insurance, and is based on replacement cost minus depreciation.
2) Stated value:

The insurance company pays up to the stated value of the car, but may not guarantee the full stated value. And deductibles of up to $1,000 usually apply.

3) Agreed value:

In most jurisdictions, those who provide collector car insurance or classic car insurance are allowed to insure for a value that you and your insurer agree upon. And for most autos, there is no deductible. If your $100,000 vintage Rolls get trashed, you get a check for 100 grand, plain and simple - which is exactly why collectors use special classic car insurance coverage.

Do a periodic review of your coverage limits, because classic car prices are rising. What you insured your cherry classic for ten years ago may be a fraction of what it's worth today. And if you are restoring a vehicle, ask your agent to give you appropriate insurance. There is no need to pay extra based on mileage statistics, if your car is up on blocks with no engine inside it. And as the car's value increases thanks to your hard work of restoring it, you should raise the coverage to keep up with the added value of the restoration.

Keep all your receipts and paperwork - for everything from parts and labor to expenses incurred to take it to a classic car show - so that you can document the total investment your collector's car represents. And take photos and keep them updated, for the same reason. And Last But Not Least: Special Savings Opportunities

As long as you meet the criteria in terms of how you use and take care of the car, you can usually buy a policy.

Traditional insurers will either refuse coverage, offer only a replacement value based on the nuts and bolts (minus heavy depreciation) of the car, or will charge you a prohibitive amount for the premium. But many collectors find that special collector's coverage saves them money - as much as half - while insuring them for higher limits, sometime three or four times what a traditional company gave them.

Yes, it's possible to get collector's insurance coverage for full market value for your car, and save up to 50 percent off of the premium you'd pay with ordinary insurance. That makes classic car insurance a must-have for any serious car buff.
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Thursday, July 24, 2014

Easy Tips for Recycling Wood Pallets

When I originally heard that environmentalists were touting recycled furniture as an environmentally friendly alternative for the home, I wondered about how it might look. I mean, these individuals are talking reclaimed wood from old barns and recycled pallets. I believed this stuff would end up leaving my home looking like a warehouse.

So, I went on the Internet and started looking around at websites offering recycled furniture. I have to declare that I was pleasantly surprised with what I came across. I discovered companies using superior standard reclaimed lumber, which it turns out, is highly sought by scores of homebuilders, and methods of refinishing that are health aware and environmentally thoughtful.

I discovered that many of the business owners are high-caliber designers who took their passion for the planet to the next resourceful level, creating the stuff and decorations they love in a green, sustainable way. Recycled furniture isn't like recycled aluminum cans. You don't start out with refuse, and wind up with something that is only practical. You start out with quality reclaimed lumber that had been used as part of something else. You take the best of that reclaimed object and transform it into a good quality piece of furniture. It's that simple and, like all simple things, it can be quite magnificent. Some recycled furniture manufacturers using reclaimed wood consciously seek to preserve some of the wood's imperfections such as warps, cracks, nail holes, and worm holes in the furniture so as to capture and accentuate the antique wood's allure, warmth, and patina.

Recycled furniture comes in all sorts of shapes, designs and sizes, just like brand new furniture. In truth, it is brand new furniture; it's just that it was part of something else, before. The point is that the act of shopping for recycled furniture is going to pretty much mimic the act of searching for any furniture. You will stumble on pieces you fancy and pieces you don't care for. Some styles will appeal to you, and some styles won't appeal to you. If you initially set eyes on furniture that you don't care for, it isn't because it's recycled furniture. It's just because you haven't found what you like so far.

Just keep searching and you'll find what you want. I don't know about you, but I'm finicky about the furniture in my abode. Maybe that's why I didn't give recycled furniture much of a chance at the outset. I was under the impression that recycled signified low quality and this just isn't true. When you locate the genuinely great manufacturers, you realize why this stuff is indeed preferred above brand new furniture.

Recycled furniture has a character that just can't be duplicated in the factory. For example, one manufacturer makes tables by using the heads from genuine Kentucky Bourbon barrels. Some use reclaimed wood from old barns and covered bridges. Additional sources of recycled wood and reclaimed lumber include old barns that have been condemned or are destined to be torn down, homes and vintage buildings or premises marked for tearing down, waste or scrap from construction sites or torn down and demolished sites... you can even come across wood in rivers that once carried old-growth logs dating from way back. The history of the furniture is part of the fun of owning it.

Examples of some of the kinds of woods that have been reclaimed for use include American Chestnut, White Oak, Heart Pine and Red Oak. Some of this lumber might be hundreds of years old, and harvested from virgin forests containing species that are now scarce or perhaps even protected. I have also discovered throughout the course of my research that some hardwood logs have not only been reclaimed from the bottom of old logging waterways, but remain uniquely preserved after having spent more than a century sunken in water. These woods can be used for flooring, paneling, art or custom furniture.
More information, please visit :pallet furniture tutorial

Thursday, July 17, 2014

Easy DIY Projects Tips

You can ask anyone who has ever done a home improvement project and I'm sure they'll tell you it takes much longer and is usually more expensive than they first planned. One of the reasons for this is that do-it-yourselfers frequently make more mistakes that make their project more time-consuming and costly. Another reason this happens is that most people simply do not plan their projects properly.

Here are 9 ways to avoid those common and costly mistakes and help make your home improvement project go smoothly.

First off, take some time and really plan all the steps you may need to do to get your project done. This encompasses everything we will discuss in the paragraphs below.

Safety is of the utmost importance. Being on a first name basis with the paramedics is something we want to avoid. Take all necessary safety precautions, open windows when painting or stripping paint. Wear safety goggles and gloves, use a respirator in dusty areas. These are things you must remember to do. Safety does not only include yourself, it extends to others as well. Be sure to keep small children and pets away from the work area. It's easy for them to get in harm's way and that is something no one wants.

Have all the right tools and materials you need at hand before you start your project. I say the right tools because, you don't want to cause any further damage by using the wrong tool for the job at hand.This will save you lots of time and please invest in quality tools.

Make sure you have the necessary permits. Too many people skip this step but it's really important. You want to make sure that your project is done correctly and you are safe.

When your materials arrive you'll want to be there to accept them. If you do not plan on starting your project that day, store them properly to protect them from theft and the elements.

Set aside enough time for you to complete your home improvement projects. Stay focused to the task at hand and try to avoid those little distractions. If you do not get the task completed in the time you allotted be sure to secure all tools and materials and keep them out of harm's way.

If you are painting, prepare walls properly. Clean, sand or patch any holes before you paint. Take your time, you want the best result possible on your first try.

Only tackle projects you know you are capable of doing. You can't do everything, if you don't have experience in certain areas leave those projects alone. Let an expert handle it.

You know that old saying, measure twice and cut once. Use it and use it often. Always take your time to measure properly, this alone will save you countless hours and headaches.
More information, please visit : diy projects

Friday, July 11, 2014

Easy eyeshadow makeup tutorial

Whether you're applying eyeshadow for Party or a great night out, learning new tips and tricks can mean the difference between a good night and a fantastic evening. There's nothing like the feeling of knowing you look like a million dollars and it will show. If you don't want to look dated, it's best to follow popular movies and music videos for the cutting edge in fashion and makeup.

Miley Cyrus and Rihana seem to know what dramatic eyes are worth lately. The telephone music video makeup practically jumps out of the screen and gives you a snoopy kiss on the cheek. Boy George, eat your heart out!

Popular eyeshadow styles also include the sixty's "barely there meets Cleopatra look" and the eighty's, "use every color you can and then some" style. Making a dramatic eye is all about color, contrast and eyeliner. Do not forget the eyeliner!

Dramatic colors come from playing lights and darks off of one another. The higher the pigment the more colorful the eye makeup will be. The richer the tone the more intense the eye will look, just make sure to compliment the rest of the makeup in intensity to balance out those awesome orbs; not all of us can cake on the eyeshadow and leave much room for blush and lipstick.

Leopard Eye Shadow  has some fantastic looks for dramatic eyes. You may have seen women wearing various, lighter versions of this style in stores like Hot Topic, where trendy fashion is encouraged. These girls will wear intense shades of lipstick and sometimes even a pretty leopard spot effect around the eye. It really is quite striking and unusual. It can be based in any color but you usually see black and gray spots over a blue or green burst, usually blended with a bit of white.More information, please visit : eyeshadow makeup tutorial


Monday, July 7, 2014

Tips on looking for the Best DIY Plans

DIY, or Do It Yourself, has been a popular pastime up and down the country for many decades. You can feel immense satisfaction from being able to build or maintain a device or appliance without the need for calling a professional tradesman. Also there is the cost savings that come with using your own hands. Most experts will charge an obscene amount for their knowledge and skill. No matter what type of job you are planning you can locate DIY plans on the internet that will provide you with all the information you need.

By taking time to thoroughly research the various websites that contain DIY plans you may be able to download the files for free. Try using your favorite search engines to locate such information.

A lot of plans that you come across may have been published many years ago, but these will still be relevant today. If you want a DIY plan for a modern device such as a wind turbine then you will be amazed at the variety on offer.

There are plans that include images and diagrams with most DIY plans, others that have step by step instructions, and also some that just give a brief outline. It will depend upon your past experience as too how much detail a plan needs to go in to.

A lot of DIY work can be done in a very short time as long as you have access to the right equipment. Creating garden furniture, kitchen tables, and similar items will require a different set of tools as when building a home solar panel or wind turbine.

Before you start any project you need to be clear that you fully understand the information contained in the plan. If you have any confusion then you should seek clarification before proceeding. Also make sure that you have all the required hardware and components.
More information,please visit : easy diy projects

Tuesday, July 1, 2014

Female , Fat and Weight Loss

For a good majority of female , fat and weight control related issues have always been very important. Most eat and exercise in order to maintain a healthy weight. While some women find that staying trim comes naturally and they don't have to work very hard at it, others find it pretty difficult to take off a few unwanted pounds most especially as they grow older.

Body image, sexuality and self-image are generally intricately interwoven for women. However the perceptions most women have of their own bodies and also the perception of those whose bodies they love have mostly been negatively impacted by all sorts of social and marketing influences. The media today basically want women to have bodies of pubescent girls that are lean, taut, have hips out, curves out, whose breast must be appropriately perky and youthful with a visible musculature. This is a very high demand to say the least, considering the age factor and the challenges of female hormones.

Sexual empowerment for both men and women begin with high self-esteem and positive body image. When a woman is comfortable with her appearance, size, and shape, she's naturally more tuned to her senses and her sexuality takes on a whole new meaning and more readily want to have sex, try new positions, ideas and sexual techniques. However it is disheartening the degree to which women of today stake their happiness, their future, and/or their sexuality on some fantasised weight loss or other such personal physical "improvement".

It's also interesting to note that while the anger felt by most women about the pressure put on them by the society to have perfect bodies is understandable, most women's appearance is not only scrutinised more carefully by other women but often unfairly criticised by the women themselves. The problem is that most women cannot help but compare themselves. It can arguably be said that most women dress for other women - though they dress to please men - it is what other women say that matter most to them. Men can more easily compliment themselves but this is hardly so for women - who are in a constant competition among themselves to win the supposed "Miss Fit" contest. In fact, women are far more critical about the shape of their bodies and weight than men are about them.

Why do women add more weight than men? A woman's lifestyle (unbalanced dieting and lack of exercise) and her female hormones are the big culprits when it comes to talking about excess fat in women. Women seem to pay a much higher social price for their excess fat while fat men somehow "get away with it". Most fat men get fat by eating too much but this is not always true for women. Naturally, male hormones keep muscle mass high and fat levels low but apparently the reverse holds true for female hormones.

Food is made up of calories, or units of energy. Physical activity and normal body metabolism burn calories. When a person takes in more calories than the body uses, the extra calories are stored as fat. These fat cells enlarge or decrease in size depending on the balance of energy in the body. The metabolic pathways of female hormones favour the reduction of calories used in generating body heat and increasing the storage of body fat by increasing the use of calories to make fat. In general, women's metabolism tends to turn more of their calories into fat, while men's tend to produce more heat from calories. Thus Women get fat more easily than men, and it's harder for them to lose fat.
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